If you want to enter your information into a web site that sells your info to 5 mortgage people go elsewhere.  If you want the service of someone whose weekly newletter  goes over 20,000 borrowers and real estate professionals you are in the right place. Dick Lepre's forecasts on rates are published every week on numerous other web sites.  If you want expert assistance along with a great rate you are at the right place.

If you want a mortgage you can e-mail him at dick@lepre.com or phone him at 415.693.9623 or fill out a purchase or refinance inquiry form.

If this is your first visit here take a look at:

- today's rates
- the daily market commentary
- the archive of RateWatch newsletters


You will find here a wealth of articles on macroeconomics, mortgages and real estate.

Dick works for the San Francisco office of Residential Pacific Mortgage. RPM is a mortgage bank. We lend in 17 states. Loans are funded in-house reducing the time required from application to closing and eliminating the uncertainties associated with brokers.