Welcome to the Dick Lepre rates page. Complete an online application today! It that is to much of a hassle complete a purchace or refinance inquiry form or email me at dick@lepre.com.

Current posted rates are in effect as of 03/10/2010 11:03:20 AM Central Time.
Rates are subject to change without notice.  These prices are for 40 day rate locks. Middle credit score of 740 or greater for each borrower, owner occupancy and a debt ratio less than 45% are assumed. There are many other factors which can change your rate or cost and you should not assume what your rate will be until I have your loan aplication, income and asset documentation and credit report.

30 year fixed Conforming
RatePointsAPRLock Days
5.125%0.000%5.195%40
4.875%1.000%5.033%40
The APR is calculated using a loan amount of $300,000 and these typical fees.


15 year fixed conforming
RatePointsAPRLock Days
4.375%0.000%4.487%40
4.250%1.000%4.512%40
The APR is calculated using a loan amount of $250,000 and these typical fees.


30 Year Fixed - Jumbo (Stimulus Limit)
RatePointsAPRLock Days
5.250%0.000%5.323%40
5.000%1.000%5.161%40
The APR is calculated using a loan amount of $300,000 and these typical fees.


15 Year Fixed Jumbo (Stimulus)
RatePointsAPRLock Days
4.750%0.000%4.873%40
4.500%1.000%4.775%40
The APR is calculated using a loan amount of $300,000 and these typical fees.


5/1 ARM - conforming
RatePointsAPRLock Days
3.750%0.000%4.773%40
3.375%1.000%4.755%40
The APR is calculated using a loan amount of $200,000 and these typical fees.


7/1 ARM Conforming
RatePointsAPRLock Days
4.250%0.000%5.089%40
3.875%1.000%5.166%40
The APR is calculated using a loan amount of $200,000 and these typical fees.


5/1 ARM - Jumbo
RatePointsAPRLock Days
5.125%1.000%5.207%25
The APR is calculated using a loan amount of $300,000 and these typical fees.


7/1 ARM - Jumbo
RatePointsAPRLock Days
5.500%1.000%5.308%25
The APR is calculated using a loan amount of $300,000 and these typical fees.
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