Welcome to the Dick Lepre rates page. Complete an online application today! If that is too much of a hassle complete a purchace or refinance inquiry form or email me at dick@lepre.com.

Current posted rates are in effect as of 05/18/2012 10:08:45 AM Central Time.
Rates are subject to change without notice.  These prices are for 40 day rate locks. Middle credit score of 740 or greater for each borrower, owner occupancy and a debt ratio less than 45% are assumed. There are many other factors which can change your rate or cost and you should not assume what your rate will be until we have your loan aplication, income and asset documentation and credit report.

30 year fixed Conforming
RatePointsAPRLock Days
3.875%0.000%3.940%40
3.625%1.000%3.771%40
The APR is calculated using a loan amount of $300,000 and these typical fees.


15 year fixed conforming
RatePointsAPRLock Days
3.125%0.000%3.233%40
2.875%1.000%3.128%40
The APR is calculated using a loan amount of $250,000 and these typical fees.


30 Year Fixed - High Balance conforming
RatePointsAPRLock Days
4.000%0.000%4.068%40
3.875%1.000%4.026%40
The APR is calculated using a loan amount of $300,000 and these typical fees.


15 Year Fixed High Balance conforming
RatePointsAPRLock Days
3.500%0.000%3.619%40
3.375%1.000%3.641%40
The APR is calculated using a loan amount of $300,000 and these typical fees.


5/1 ARM - conforming
RatePointsAPRLock Days
3.000%0.000%4.560%40
2.625%1.000%4.530%40
The APR is calculated using a loan amount of $200,000 and these typical fees.


7/1 ARM Conforming
RatePointsAPRLock Days
4.000%1.000%5.170%40
3.750%0.000%5.072%40
The APR is calculated using a loan amount of $200,000 and these typical fees.


30 year Fixed Jumbo (to $2.5 million)
RatePointsAPRLock Days
4.625%0.000%4.648%30
4.375%1.000%4.484%30
The APR is calculated using a loan amount of $1,000,000 and these typical fees.
1400 Van Ness Avenue San Francisco, CA 94109
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